Honesty
Our partners offer clear guarantees and honor them.
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International coverage
Planning a surgery in Europe! Emergency? Covered all over the world!
Free choice of providers
Free choice of hospitals, doctors, laboratories, and pharmacies, without restriction.
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Without Of of Pocket
Take advantage of your insurance right from the first expense!
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Benefits of European insurance
The lack of tariff regulation in the healthcare sector in the Americas, as well as variable ethics, makes choosing your health insurance a crucial choice for your adventure on the American continent.
With us, you will deal with companies specialized in third-party international payments, simple, readable guarantees, partners who keep their promises and who honor professional ethics.
European insurance companies offer unique solutions, allowing them to take care of you in your country of residence, back home, and for any emergency around the world.
Its policy is unparalleled in terms of coverage, ranging from hospitalization through to vision / dental coverage, alternative medicine, maternity and all routine care.
Finally, these solutions will accompany you if you change your country of residence and throughout your life. The will adapt and evolve, according to your needs.
Honesty
The companies we represent offer legible guarantees and honor them.
Moreover, it is very important to know that any price increases are pooled. They are not individual, meaning your insurance will never increase your premiums in particular, because you are ill or have become too expensive. This is strictly prohibited under French law.
Finally, if you subscribe to our life annuities, as long as you pay your contributions, you will be covered no matter what your age. There is an age limit for underwriting (70 years) but not an age for termination of the contract.
Usually, any doubts are given in the favor of the client, which is a real advantage.
International coverage
You can schedule an operation (or be treated) in Europe, in your country of residence and in all the countries that correspond to your coverage area (breakdown into 3 or 4 tariff zones).
In case of emergency, you are covered around the world with direct payment to hospitals and under the same conditions as in your country of residence. This is quite rare, very few companies offer it, especially in terms of direct international payment (third-party payment).
Portability of the contract if you change country of residence. Insurance companies base rates on geographical area. When you change countries, your base rates may change according to your new country of residence, but the contract remains the same.
Free choice of providers
Our insurance partners do not force a choice of hospitals or doctors. You can be operated on in the establishment and by the surgeon of your choice, buy your medicines wherever you want, carry out your tests in the laboratory that suits your needs, etc. …
No deductible or co-insurance
The deductible is a fixed amount to be borne by the insured per event or per year, the insurance will pay the remaining amount. Co-insurance is a percentage to be paid dependent on the insured per event or type of care.
All our solutions can be taken out without deductible or co-insurance. You will be covered from the first euro.
On the American continent, we have excellent hospitals and equally good doctors. However, it must be remembered that healthcare is a business in the region. This can have important consequences:
Scheduling of unnecessary or counter-productive surgeries: Meniscus, hernias, back, etc…The percentage of caesarean sections is extremely high in the private sector. (Brazil holds the world record!)Very expensive treatments not always adequate, this is often the case for orthodontics, dental prostheses or implants, and MRI.Over-prescribed treatments that affect the family’s anxiety: Growth hormones, ADHD treatments, etc.
On the American continent healthcare is first a business
Scheduling of unnecessary or counter-productive surgeries: Meniscus, hernias, back, etc…
The percentage of caesarean sections is extremely high in the private sector. (Brazil holds the world record!)Very expensive treatments not always adequate, this is often the case for orthodontics, dental prostheses or implants, and MRI.Over-prescribed treatments that affect the family’s anxiety: Growth hormones, ADHD treatments, etc.
