Optical and dental options :
How does it work?

You can cover all your dental care.

Some coverages include orthodontics for children under 16 years old as well as laser surgery for myopia and astigmatism.

Be aware of waiting times: between 3 and 9 months depending on the type of care and the company.

Limits are reserved for these two options which vary from 350 to 2,500 euros, per year and per person. You must know how to use them to get the most out of them: our team will be able to advise you on this subject.

Cataract surgery is not part of this option but is covered like any surgery under the hospitalization coverage.

Dental reconstructive surgery in case of accident is considered under the dental limit or as surgery (without limit), depending on the company.

Acts included :

Can we help you?

Frequently Asked Questions about optical and dental coverage
in international health insurance contracts

Not always.

Usually you have to opt for the high-end version, and the surgery will be subject to a specific limit.

No.

Orthodontic care is only covered up to the age of 16. This is the law of French social security: even the CFE will not pay.

It depends on the insurance company.

Some insurance companies include it in the hospitalization guarantee, so there is no limit.

Others include it in the dental option with a maximum of 2,500 euros, which is derisory compared to the cost of such surgery, which can be up to 20,000 euros.

You will have annual spending limits on dental and optical expenses. Carefully analyze the fee differences and limits.

Limit per tooth: be careful, it is generally the one that is most easily exceeded. It is therefore important.

If you have young children, the orthodontic coverage is important, the treatments are long and expensive.

Beware of excluded dental care such as gum treatment, endodontics, sometimes even implants.

Important: Cataract surgery is covered with the hospitalization option.

It is not necessary to subscribe to the optical option to be covered for this surgery.

Health insurance, simplified

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