Many travelers ask if it is possible to go without international health insurance to Thailand.
Except for some exceptions, subscribing to medical insurance is not compulsory.
Nevertheless, to leave without coverage is strongly not recommended, especially as there are many good offers on the market.
Why Should You Get Medical Health Insurance in Thailand?
Without insurance, 100% of the health expenses are to be paid by the traveler
You should not count on Social Security to cover your medical expenses abroad. In some cases, it could offer you coverage. But it’s something exceptional that will require you to present all the receipts upon return.
Even if you have Social Security protection, you will have to advance all the expenses yourself. And they can be high in certain cases like hospitalization, evacuation, or repatriation.
So, it’s always better to count on health care insurance in Thailand to pay for these costs.
And unforeseen events are not rare. Even if Thailand is a rather safe destination, the food and the climate are not suitable for everyone.
And accidents related to transport are not rare among tourists who are fond of visiting on two wheels.
International Health Insurance in Thailand Gives You Access to Private Medical Facilities
The Thai health system has a good reputation. Its doctors are well trained, the fees are not particularly high, and the hospitals are well equipped.
But disparities exist between the big cities and the more isolated areas. As well as between the public establishments and those of the private sector.
While the first ones are often overcrowded and do not offer a complete range of services, the last ones are at the cutting edge in terms of care.
For these reasons, foreigners generally turn to private facilities for treatment. But these centers charge unregulated fees. And they require a deposit for patients who do not have medical health insurance in Thailand.
It is also common to have to be transported to another location to be taken care of, which also weighs on the bill.
Having insurance will save you from having to pay a considerable amount of money in a short period and without any reimbursement.
What Is the Best Health Insurance for Thailand?
Health Care Insurance in Thailand Is Compulsory to Obtain Certain Visas
In Thailand, health insurance for visitors is not compulsory, but strongly advised. However, there is an exception to this rule: long-term trips.
Obtaining a long-stay visa (OA or OX) for people over 50 years old cannot be done without having medical coverage. And it’s mandatory to get one that is recognized and approved by the local authorities.
Specific Thailand Health Insurance for Visitors With International Insurers
To find the best health insurance for Thailand, it is generally recommended to turn to a company specialized in international policies.
These companies propose numerous offers known as “from the 1st euro/dollar”. Some of them are specially designed for traveling in Thailand.
They offer a very good quality-price ratio. The reimbursement of health expenses is from the first euro/dollar incurred. And their flexibility allows them to add additional services.
Above all, their management is simple. And the advisors in charge have a very good knowledge of the field and the local health system. Plus, they are easily reachable at any time in case of need.
Online Comparators to Save Time Finding a Cheap Health Insurance for Thailand
Online comparators allow you to obtain quickly, easily, and free of charge quotes and offers from different insurers. It’s the fastest way to find cheap health insurance for Thailand.
These tools will help you to choose among all the offers available in the market. You will be able to find one that suits your needs to make the most of your stay.