{"id":15362,"date":"2021-03-05T14:26:37","date_gmt":"2021-03-05T12:26:37","guid":{"rendered":"https:\/\/expat-assurance.com\/?p=15362"},"modified":"2022-06-28T15:43:42","modified_gmt":"2022-06-28T12:43:42","slug":"expat-travel-insurance-comparison","status":"publish","type":"post","link":"https:\/\/expat-assurance.com\/en\/expatriation\/expat-travel-insurance-comparison\/","title":{"rendered":"Expat travel insurance comparison: what to choose in 2022?"},"content":{"rendered":"\n<p>Choosing the right expat travel insurance requires making a comparison between the different offers available on the market.<\/p>\n\n\n\n<p>You can quickly get lost in the many formulas on offer, and to make the right choice, there are some key elements to take into account.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-elements-of-the-comparison-expat-insurance-coverage\">Key elements of the comparison: expat insurance coverage<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-medical-coverage\">Medical coverage<\/h3>\n\n\n\n<p>A good expat travel insurance should protect you everywhere in the world, not only in the new destination country.<\/p>\n\n\n\n<p>Coverage for care received during stays in your country of origin is provided in most cases, but must be verified.<\/p>\n\n\n\n<p>Many companies offer their policyholders the benefit of partnerships with good local healthcare networks.<\/p>\n\n\n\n<p>Among the benefits offered, the presence of the hospital third-party payer must always be verified: it is the most expensive item of expenditure in terms of health care and it is better to be sure not to have to advance the sum in case of unforeseen events.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-exclusions-from-coverage-and-risks-not-covered\">Exclusions from coverage and risks not covered<\/h3>\n\n\n\n<p>Possible exclusions or surcharges should also be considered when comparing expat insurance offers.<\/p>\n\n\n\n<p>For instance, French CFE does not require the completion of a health questionnaire at registration. Contrary to other companies, it cannot refuse a membership nor can it modify its contributions or coverage according to the state of health of the insured, which is an advantage in case of pre-existing medical conditions.<\/p>\n\n\n\n<p>Another important point to take into account: repatriation, which is very expensive and can unfortunately concern anyone. Some companies only offer this option for unmarried people under the age of 30.<\/p>\n\n\n\n<p>Depending on the particular situation, an expatriate may also wish to benefit from insurance that will protect him or her beyond medical risks: some offers could include luggage protection, legal assistance or liability insurance. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-extended-guarantees-and-ease-of-contract-management\">Extended guarantees and ease of contract management<\/h3>\n\n\n\n<p>When choosing the best expat travel insurance, it is also important to compare the means of managing the contract of your future expatriate insurance.<\/p>\n\n\n\n<p>If language is not a problem when you take out a policy with a company from your country of origin, you must make sure that access to your file, procedures or advisors can be easily done from anywhere and at any time via a mobile application or a dedicated online space.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Choosing the right expat travel insurance requires making a comparison between the different offers available on the market.<\/p>\n","protected":false},"author":5,"featured_media":6776,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[200,198],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.9 (Yoast SEO v24.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which expat travel insurance should I choose in 2022? - Expat Insurance<\/title>\n<meta name=\"description\" content=\"Compare among different expat insurance offers before taking out your expat insurance. 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